Who We Are


SURETY.AI is a wholly owned product of Hearti Lab Pte. Ltd. Founded in 2014 to bring innovation into the insurance industry. For decades, the insurance industry has remained stagnant, relying on paperwork and manual processes to serve the customers. With technologies such as artificial intelligence and blockchain, the industry is ripe for disruption. Insurers who fail to innovate and keep up with the the technology curve may find their market share eroded by the innovative disruptors.

Surety aims to help insurers with an easy-to-use, powerful and effective insurance software to improve business processes, cut costs and reach out to millions of customers.


At Hearti, we have our Heart in Innovation.

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